Central Florida retirement communities are generally about 90 minutes to the Atlantic Ocean beaches and 40 minutes to the Gulf. As it's name implies it is the central area of Florida, excluding the coasts and the extreme north and south regions; however, this is open to debate and not any official area.
The great theme parks are in this area. It may offer a lower cost of living than areas on the coast. Depending on the community, you may have so many amenities and activities you won't miss being at the Coast. There are major builders here offering classic retirement communities in an area known for a lower cost of living.
|1. JB Ranch-By Horton||Ocala/$Coming||See More|
|2. Preserve at Lakeside Landings||Winter Haven/$180's||See More|
|3. Fairways at Arlington Ridge||Leesburg/$100's||See More|
|4. Lakes at Laurel Highlands||Lakeland/Low $200's||See More|
LOCATION: Central Florida near university
FEATURE: CCRC affiliated with the University of Florida. Life care program available with emphasis on an active lifestyle and lifelong learning as we age.
CONTACT: 5100 S.W. 25th Blvd., Gainesville - Ph: 352-548-1024
Affiliated with the University of Florida. Life care program available with emphasis on an active lifestyle and lifelong learning as we age. Resort amenities. Entrance and monthly fees. Apartments and villas. Physical and financial assessments before entrance.
Communities with a university environment are accessible to lifelong learning. Upscale lifestyle with many amenities. You do not have to be an alumni of U of Florida. 29 residences of apartments, free-standing homes and villas. Pet friendly. Please verify all information.
Ocala is 90 minutes to the Atlantic Ocean beaches and 40 minutes to the Gulf beaches. Also, it is 90 minutes North of Orlando and the theme parks.
Ocala has 4 area hospitals and nearby Gainesville has a regional VA hospital. A sportsman's paradise with lake fishing and boating. This is also horse farm country.
LOCATION: Central Florida
FEATURES: Golf resort on 600+ acres
CONTACT: 3200 NW 55th Ave., Ocala - 800-685-6494/352-240-7435 - Open Daily
Builder is Shea Homes. Small to large homes from $160's. An all-age community with select 55+ neighborhoods.
FEATURES: Privately owned with many amenities
CONTACT: 8447 SW 99th St., Ocala - 1-800-421-4162
Price $-$$, Size-Large, Features village-style living with their Circle Square Commons - One of the oldest builders of Central Florida retirement communities specializing in active adult communities. Their first community was in Clearwater. Large community has 3 golf courses, 6 pools, clubhouses, restaurants. Known for their unique R/C flying field.
Energy Star program and "Building America" partner. Prices start in mid-$100,000's.
FEATURES: 18-hole Championship Golf
CONTACT: 6320 SW 89th Court Rd., Ocala - Ph: 877-333-5932 - Open Daily
22 Designs! Price $-$$, Size-small to large - Single homes starting mid-$100's. Upcoming events are a good way to see the community.
FEATURES: Clubhouse, pool, recreation
CONTACT: 6260 SW 90th St., Ocala - 352-427-2478
Single family homes close to amenities in Ocala.
FEATURES: Country club living and golf cart community.
CONTACT: 11048 SE 174th Loop, Summerfield - 352-427-2478 - Open Daily
- Price-$ - Single-family homes starting at $140's. Floorplans from 1200SF - Amenities include Stonecrest Golf and Country Club with golf, multiple pools, tennis, Cultural Arts building, softball, bocce ball, shuffleboard and more.
Near The Villages community for additional activities, shopping and healthcare.
FEATURES: Gated, golf, resort amenities, sports courts
CONTACT: 15480 SW 13th Circle - See local Realtors for resales.
15 minutes to Ocala - Price $-$$, Large, gated, award-winning resident-owned community with no CDD fees - by Florida Leisure Communities - golf course for residents and public (residents can choose to be equity owners in golf course with fee and dues and have unlimited play); some of the many amenities: beach-entry pool, spa, sports courts, softball and more. Free on-site secure RV storage. Homes have energy features and start in mid-$100's. See Resales
FEATURES: Large golf community
CONTACT: 5000 North Highway 27 - Ph: 352-732-5000
Price $-$$$, Size-Large - Also see Palm Isle Townhomes. Lots of amenities. By Venture Associates Corp. 24-hour Gated active adult golf community. Prices affordable. Also, homes for rent listed on website.
FEATURES: Gated country club community with golf
CONTACT: 10983 SW 89th Avenue - Ph: 352-854-5775
Price-$$-$$$, Size-Large - by Decca Gated luxury resort living - 2 golf courses and clubhouses with dining. Pro shops. Bocce ball, pools, fitness, activities and more.
LOCATION: Lady Lake
FEATURES: Large, gated, village-style with golf
CONTACT: 1000 Lake Sumter Landing, The Villages - Ph: 352-753-2270
Lady Lake 24 miles north of Ocala - Price-$-$$$, Size-Large, Village-style - Large, well-maintained and popular golf community. Spread out over three counties: Sumter, Lake and Osceola.
Town Centers for entertainment. Resident demographics are heavily weighted to couples (verify).
For golf lovers: they are well-known for being a golf course community with an abundance of golf courses; the 9-hole courses are free to residents to play; the championship courses charge a fee (please verify information regarding golf courses). Pools, restaurants and more. New and resale properties. Visit tours.
New Homes start $140,000's.
Manufactured resale homes can be found for less than $100,000.
Also, see our interview of residents of The Villages
This area is much more relaxing than the city-like Orlando and at a higher altitude bringing more breezes and less humidity (verify).
LOCATION: Mount Dora
FEATURES: Award-winning, gated waterfront with connected lakes
CONTACT: 8124 Bridgeport Bay Circle - Ph: 800-325-4471 - Open Daily
In Mount Dora by Pringle - Size-Medium - gated waterfront community - interconnected lakes - designer pool Sustainable landscape and Energy Star programs. New and resale start $190's to $500's. Planned 950 homes. See website for more.
FEATURES: Within the Highland Ranch master community; homes designed to include the most-wanted features for the 55+ lifestyle
CONTACT: 983 Ridgeglen Way, Clermont - 352-415-4235 - Open Daily
Single 1 and 2-story single homes by Taylor Morrison in gated resort-styled community. Walking trail connects to 19-mile West Orange Trail. 2 and 3-bedroom homes start low $200's. Article about the homes at Esplanade at Highland Ranch.
FEATURES: Gated; Community Center, pool, basketball court, Fitness
CONTACT: Ph: 800-495-4392 (Estates) - 3195 Heritage Hills Blvd.
By Lennar - 4 gated communities of estates and villas. Villas start in mid-$100's. Single homes start in mid-$200's.
FEATURES: Large, gated, 2088 homes
CONTACT: Kings Ridge Blvd - Ph: 352-242-9653
Clermont - Golf cart community with pools, spas, golf, social activities and more. Convenient to shopping in your golf cart. Resales from mid-$100's.
South of Orlando. One hour to Orlando and theme parks.
FEATURES: Beauty of nature at affordable prices
CONTACT: 5280 Legacy Blvd., Leesburg - Ph: 888-739-2979
Started from mid-$100's - Gated community by Florida Leisure Communities known for affordability in their communities and some smaller floor plans. Also see their community SummerGlen in Ocala. Spacious country club retirement living with all the luxury amenities such as clubhouse, pool with walk-in beach-style entry, fitness center, tennis, bocce ball, softball field and more. Previous builder was Pringle. See new neighborhood Enclave.
FEATURES: 18-hole Golf; affordable ranch homes new and resale
CONTACT: 4460 Arlington Ridge Blvd. - Ph: 352-702-0244 - Open Daily
Leesburg by D R Horton. The community has a town center with theater, restaurants, pools, fitness. The homeowners website shows any rental availabilities. Designer or Estate Home Collections from upper $100's. Lot prices and home prices listed separately. Named by Where to Retire magazine as one of the top communities in Florida.
New floorplans for RV with motor coach garages.
FEATURES: Golf community
CONTACT: 501 SR 44, Leesburg - Realty Office: 800-304-0084
Older, established golf community in Leesburg by Florida Leisure Communities celebrating 25 years. Clubhouse and pool, Activity Center and pool, tennis and more. Beauty salon, library, real estate and post office on site. Numerous social clubs and activities including Veterans club and RV club with a storage site. Three 9-hole golf courses and Grill.
FEATURES: Guard-gated golf community
CONTACT: 25201 Highway 27, Leesburg (North or South gate) - 352-326-1250
Large, established guard-gated golf community of single homes with many clubs and activities. Lots of interesting general Florida info on their website.
FEATURES: Life Care Community
CONTACT: 441 Raintree Dr., Altoona - 800-343-1588
Life care community on 2 lakes on 100 acres in the countryside of Lake County - lifestyle includes Independent living, home health care available, and assisted living. Skilled nursing and rehab facilities coming soon.
FEATURES: Contemporary ranch homes at good value in great location
CONTACT: 1039 Gardenshire Lane - 888-714-0989 - Open Daily 10-6
By Award-winning Kolter Homes.
Gated community part of Victoria Park Master Golf Community. Just 30 some miles northeast of Orlando - Quaint and historic downtown - 20 minutes to the beach at New Smyrna - Botanical Collection Starts $201,900 (verify).
FEATURES: Clubhouse, pool, social activities
CONTACT: Ph: 863-683-2782 - 8216 Lake James Dr. - Open 1-5 PM Sat and Sun; weekday by appt.
Award-winning single detached homes - Ernie White Construction - From $200's.
LOCATION: Polk City
FEATURES: Good for RV owners, lakefront, fishing, gated
CONTACT: 410 Nolane Lane, Polk City, FL - Ph: 888-667-6676
Polk City - CRF Community between Tampa and Orlando. This over-55 central Florida retirement community is a deeded lot development not rentals. For RV or RV/ranch homes.
RV enthusiasts community with storage space for RV's. Please verify.
LOCATION: Lake Wales
FEATURES: Gated on Lake Ashton; RV garages in selected homes
CONTACT: 4140 Ashton Club Dr. - Ph: 866-525-3274 - Open Mon-Sat
By CRF Communities - Lake Wales - Price $-$$ - Premier community on 1200 acres of ranch land fronting waters of Lake Ashton. Gated and many amenities. Some homes have garages for motor coach. Price starts mid $100's. New and resale.
FEATURES: Boat slips and launch; Resort-like
CONTACT: 4070 Bedford Ave. - 888-214-0354 - Open Daily
Price $-$$ - Size-Large - From upper $100's - By Lennar - Gated - 60 minutes to Orlando. boat launch and slips on Lake Ruby. Landscaped homes, clubhouse, walking trails, pool and more. Resort-style.
LOCATION: Winter Haven
FEATURES: Homes and villas; Adjacent to CCRC if needs change
CONTACT: 701 Overlook Dr. - Ph: 877-791-9907
Winter Haven - Price $- Size-Large - Another CRF community. Homes and villas start mid $100's.
FEATURES: Gated; Village Center; Tuscan-styled; golf; Award-winning
CONTACT: 395 Village Dr., Poinciana - Ph: 863-427-7000
Price-$-$$$$, Size-Large - Gated. Village center. Also offering a great "Discovery Experience" for visits--3 days and 2 nights. They have a pickle ball court which is very popular. Two 18-hole golf courses and 21 miles to theme parks. Large variety of price ranges starting mid $100's and up. New and resale.
FEATURES: Golf villas
CONTACT: 4106 Carter Creek Lane, Avon Park - Ph: 863-471-1171
Sebring - Price $$-$$$, Size-Large - Fishing, (260-acre lake nearby) lake and golf course community - Southern Central Florida. Heartland Medical wellness programs. Golf villas from $100's to $200's. Priced affordably. A Florida hospital wellness partner. New and resale.
LOCATION: Lake Placid
FEATURES: Gated ranch homes; lots for sale
CONTACT: 13 Oakwood Court - Ph: 863-465-6411
This central Location is near to many of the most popular areas of Florida. Large gated community is selling new homes in phases plus resales are available. Small town away from crowds for country quiet. This is an area of hills and lakes but good shopping nearby. Lake Henry for fishing and boating. Clubhouse, pool, tennis, shuffleboard and more. Gated with single 2 and 3-bedroom ranch homes. Built for energy savings. From mid-$100's to $400's. New and resale.
Separate page for 55+communities in and around Orlando
Find more homes in Central Florida: